
The LIC ADO (Apprentice Development Officer) exam is a significant examination conducted by the Life Insurance Corporation of India (LIC) to recruit candidates for the position of ADO across various LIC offices in the country. LIC, established in 1956, is India’s largest insurance company, offering a substantial opportunity for candidates to build a career in the insurance sector.
Exam Conducting Body: Life Insurance Corporation of India (LIC)
Post: Apprentice Development Officer (ADO)
Purpose: Recruitment of eligible candidates for ADO positions across LIC's branches.
Number of Offices:
8 Zonal Offices
133 Divisional Offices
2048 Branch Offices
About LIC
Established: 1956
Nature: Indian state-owned Insurance Group and Investment Company
Significance: LIC is not only the largest insurance company in India but also plays a crucial role in the nation's economy by providing life insurance policies to millions and managing a vast investment portfolio.
LIC ADO Job Profile 2024
Candidates appointed as Apprentice Development Officers have to go through a probationary period of 1 year. This period can be extended by the authority while supervising the performance of the appointed candidate. During the probationary period, candidates will be paid equal to the basic pay of ₹21,865 per month.
Once the candidate is appointed as LIC Apprentice Development Officer they have to perform certain duties. Following is the list of basic duties.
ADO is basically a sales administration job
Recruit suitable candidates for LIC agents
Required to train appointed LIC agents
Analyze the performance of each agent
Motivating to sell maximum LIC policies
Assigning target quota
Maintaining the integrity of sales as a whole
Need to work in both Rural and Urban areas
LIC ADO OVERVIEW

LIC ADO 2024 Important Dates
Here is a table summarizing the expected important dates for the LIC ADO 2024 exam:

LIC ADO 2024 vacancy
For the LIC ADO 2024 exam, the vacancy details are yet to be announced. For LIC ADO recruitment 2023, a total of 9294 vacancies are announced by the Life Insurance Corporation of India. As the recruitment Notification was released for different regions, the vacancies are different for different regions as well. The Zone wise LIC ADO vacancy 2023 is mentioned below:

LIC ADO Apply Online 2024 Process
LIC accepts online applications for the position of Assistant Administrative Officer (ADO) through their official website licindia.in. Once the LIC ADO 2024 notification is released, the online registration link will be activated.
You can apply directly for LIC ADO 2024 using the link provided below once it becomes available:
Click to Apply for LIC ADO 2024
Make sure to check the official LIC website regularly for updates on the application link and other relevant details.
Visit the Official Website: Go to the LIC official website.
Access the Application Link: In the career section, find and click on the LIC ADO Apply Online 2024 link.
New Registration:
Click the "New Registration" tab.
Enter required details such as name, email address, date of birth, and phone number.
Submit to receive your Registration ID and password via email and SMS.
Login: Use the Registration ID and password to log in and access the application form.
Upload Documents:
Upload scanned copies of your photo, left thumbprint, handwritten declaration, and signature.
Complete the Form:
Fill in personal details, employment history, and educational background.
Preview the form to verify details.
7. Pay Application Fees: Pay the required fee through the available payment methods.
Ensure you complete the application before the deadline and keep your email and phone number active for any further communication from LIC.
LIC ADO 2024 - Application Fee
Here is a table summarizing the application fee for LIC ADO 2024 posts, categorized by different applicant groups

Candidates are required to pay the application fee via online mode to complete the application process for LIC ADO 2024.
Eligibility Criteria
Nationality: A candidate must be a citizen of India.
Education Qualification
Candidates must hold a bachelor’s degree in any discipline from a recognized university in India established under a statute or the Fellowship of Insurance Institute of India, Mumbai.
Age Limit
The age of the candidate must not be less than 21 and must not exceed 30.
Age Relaxation:

LIC ADO Experience
Below is the detailed experience required for different posts offered through ADO:

LIC ADO 2024 Selection Process
The selection will be made on the basis of on-line tests, followed by an interview of the candidates who qualify in the on-line test and subsequent pre-recruitment Medical examination. An Apprentice Development Officer will have to undergo Theoretical & Field Sales Training for the period as decided by LIC Of India. An Apprentice Development Officer, who successfully completes the apprenticeship and in the opinion of the Recruiting Authority, is suitable for appointment to the service of the Corporation may be appointed as a Probationary Development
LIC ADO 2024 Exam Pattern
The LIC ADO 2024 examination will be conducted in three phases:
Prelims Exam
Mains Exam
Interview Process
Below is the detailed exam pattern for different posts offered through the LIC ADO 2024 exam.
LIC ADO Prelims Exam Pattern
The Preliminary Examination consists of an objective test conducted online.
The LIC ADO Prelims exam will have three sections, with separate timing for each section.
The English Language test is of qualifying nature, and the marks in the English Language section will not be counted for ranking.

Note: The English Language test will be of qualifying nature, and the marks in the English Language will not be counted for ranking.
LIC ADO Mains Exam Pattern
The Main Examination consists of an objective test conducted online.
The LIC ADO Main examination will consist of objective tests for 160 marks with a composite duration of 120 minutes.
General LIC ADO Mains Exam Pattern

Interview Process
Marks obtained in the Main Examination only will be considered for shortlisting candidates for the interview.
The final merit listing of candidates will be based on the combined marks obtained in the Main Examination and the Interview.
The maximum interview marks are 40.
This revised content reflects the LIC ADO 2024 Exam Pattern and provides a clear overview of the examination process for different categories.
LIC ADO Syllabus 2024
Here is the LIC ADO 2024 syllabus presented in table format for both the Prelims and Mains exams:
LIC ADO 2024 Prelims Syllabus

LIC ADO 2024 Mains Syllabus

LIC ADO Salary 2023 Overview
The LIC Apprentice Development Officer (ADO) position offers a structured pay scale, various allowances, and attractive benefits. Below is the detailed information:

LIC ADO Salary Structure

Allowances and Benefits for LIC ADO
Dearness Allowance (DA): Revised every quarter based on the CPI (Consumer Price Index), approximately 40% of the basic pay.
House Rent Allowance (HRA): 7% - 9% of the basic pay, depending on the job location.
City Compensatory Allowance (CCA): 0% - 4% of the basic pay, depending on the location of posting.
Additional Benefits for LIC ADO
Gratuity
Leave Travel Concession (LTC)
Group Insurance
Vehicle Advance
Mobile Handset Allowance
Attractive Performance Incentives
Pension Scheme
Medical Benefits
Accident Insurance
Reimbursement for various expenses
Supply of Dailies (newspapers, etc.)
Probationary Period
Duration: 1 year (may be extended based on performance)
Salary during Probation: Basic pay of Rs. 21,865 per month
This comprehensive salary structure and list of benefits make the LIC Apprentice Development Officer position attractive for candidates looking to join the insurance sector. The position not only offers competitive pay but also provides ample opportunities for career growth and development.
Tips to Prepare for LIC ADO 2024
Understand the Syllabus: Go through each topic and understand what is required.
Create a Study Plan: Allocate time for each section based on your strengths and weaknesses.
Practice Regularly: Use mock tests and previous year question papers to practice.
Stay Updated: For sections like General Awareness and Insurance Market Awareness, stay updated with the latest news and trends in the insurance and financial sectors.
Revision: Regular revision is key to retaining concepts and formulas.
LIC ADO 2024 Admit Card
The Life Insurance Corporation of India (LIC) will release the Call Letters for the LIC ADO 2023 Exam approximately 10 days before the exam date. Candidates can download their call letters by following the link provided below, which will become active once the admit cards are officially released by LIC.
Download LIC ADO 2023 Call Letter
(Replace the placeholder link with the actual link when it becomes available.)
LIC ADO 2024 Result and Cut-Off
All results pertaining to LIC ADO 2024 will be made available on the official website of the Life insurance Corporation of India, the governing body for the LIC ADO exam. The LIC ADO 2024 will be released after each phase of the exam has been completed. LIC ADO Prelims Result decides the candidates’ eligibility for the LIC ADO Mains exam. A cumulative score of the main exam and the interview process is considered to prepare the final merit list of selected students.
LIC ADO Cut Off 2024 Overview
The LIC ADO minimum qualifying marks or cut-off are determined by the exam conducting body, based on several factors such as the number of vacancies, exam difficulty, and candidate count. The cut-off will be released separately for each stage and category. For the Preliminary examination, the cut-off will be based on the Reasoning Ability and Quantitative Aptitude sections, while the English section will be qualifying in nature.
Expected LIC ADO Cut Off 2024:
Based on the LIC ADO 2023-24 Exam Analysis and previous trends, the following are the expected cut-off marks. Please note that these are not official and will be updated once the official cut-off is released along with the LIC ADO Prelims Score Card 2024.